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  • Types of retirement plans - Internal Revenue Service
    Review retirement plans, including 401 (k) plans, the Savings Incentive Match Plans for Employees (SIMPLE IRA Plans) and Simple Employee Pension Plans (SEP)
  • 403(b) vs. 457(b): What’s The Difference? – Forbes Advisor
    If you need to choose between a 403(b) and a 457(b), consider each plan’s contribution limits, catch-up contributions, employer contributions, investment options and fees
  • 9 Types of Retirement Accounts You Should Know
    403 (b)s have the same contribution limits as 401 (k)s Who it’s for: Eligible employees of public schools and government and other nonprofit organizations 2025 contribution limits: Up to $23,500 per year for those younger than 50 Up to $31,000 per year for those 50 and older, except those aged 60-63, for whom the limit is $34,750
  • 457(b) vs. 403(b) Retirement Plans | Charles Schwab
    Unlike a 457 (b), the 403 (b) plan is subject to a 10% early withdrawal penalty if you take distributions before you reach age 59½ Both of these plans have the same basic contribution limits In 2024, the contribution limit is $23,000 and for 2025, the contribution limit is $23,500
  • Navigating the Number Jumble: A 403(b), 401(k), and 457(b . . .
    While elective deferral limits to all three plan types are $22,500 in 2023, there are some other important contribution limit distinctions In 457(b) plans, the limit on combined elective deferral and employer contributions is the same as the elective deferral limit ($22,500)
  • 403 (b) vs. 401 (k) vs. 457 (b) | John Hancock Retirement . . .
    Of the DC plans—plans you as an employee can contribute savings to—401 (k), 403 (b), and 457 (b) are the most common, and they have a few key differences Special contributions allowed? 10% early withdrawal penalty? Roth allowed? Loans allowed? Withdrawal for financial difficulty allowed?
  • Differences in the Types of Retirement Plans - SmartAsset
    Retirement plans can generally be broken down into two broad categories: defined contribution plans and defined benefit plans Defined contribution plans, such as 401(k)s, allow employees to contribute a portion of their salary into individual accounts


















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